
- Gardening
- Revenue: 1m
- Member of Företagarna
Trädgårdsvis AB
The process with Krea was fast and smooth. The advisor at Krea was very professional, and overall it was a pleasant experience.
Leading in business financing brokerage
Tailored financing for all business needs
We have helped over 30 000 businesses


Small and medium-sized businesses account for four out of five new jobs in Sweden, forming the foundation of the country’s economic development and welfare. Unfortunately, more than 50% of business owners find it difficult to obtain external financing to support new investments and grow their operations.
One factor that makes it difficult to find financing is that business owners often don’t know which banks or lenders offer the best terms for their specific needs. We want to change that by making it easy for businesses to access offers from over 30 banks and lenders through a digital, time-efficient process. In doing so, we help more companies realize their visions and contribute to the creation of more jobs.

The process with Krea was fast and smooth. The advisor at Krea was very professional, and overall it was a pleasant experience.

We are growing faster than expected, and our business webshop (www.willbrand.se) needed an uplift, while we also needed to prepay the production for two significant fall projects.
At Krea, it surprisingly works quickly, and you receive a pleasant and good treatment from their service personnel. The process was significantly smoother compared to the old-fashioned 'banking world'."

I found it to be a good way to compare different terms, especially now when major banks are not as interested. The process through Krea is significantly faster and saves time compared to going directly to the bank.
Since 2018, Krea has helped over 30 000 small and medium-sized enterprises gain easy access to the best possible financing terms for their specific needs.
We distinguish ourselves by creating competition among the most lenders in the market and assisting businesses with products such as business loans, business credit, real estate loans, factoring, and leasing. We also provide business and liquidity planning for companies with larger and more complex financing needs.
Since our inception, we have brokered over SEK 3.5 billion to Swedish small businesses.

2018: Krea was founded
2019: Focus on business loans up to SEK 3 million
2020: Factoring as a new product and launch of our Advisory offering
2021: Real estate loans as a new product and launch of our Partner offering
2022: Business credit as a new product and launch of operations in Finland
2023: Leasing as a new product and launch of digital advice for all customers
2024: Launch of a scholarship to promote entrepreneurship
2025: Exclusive financial partner to the membership organization Företagarna

We believe that the group is smarter than any individual, regardless of age, ethnicity, gender, or position. To ensure that the best ideas and solutions are given space, we encourage all team members to express their opinions, especially when they have a different perspective.
We believe that the most talented employees thrive best in an environment with a high level of independence and responsibility. In return, we expect each team member to take on a leadership role by proactively and continuously suggesting and implementing new and progressive ideas that contribute to achieving the vision of providing all businesses with easy access to the best possible financing terms.
We believe that trust is a cornerstone of all effective relationships. Transparency, in turn, is a prerequisite for establishing that trust. Therefore, we place great importance on ensuring that our customers, partners, employees, and potential new team members always feel they have all the information needed to make informed decisions.
Some of the media outlets where you can read about Krea. Visit our press room for more news and insights.




Krea Technology AB is authorised and registered by the Swedish Finansinspektionen, providing other types of financial services.
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